ob Description

Any Graduate
Knowledge of local language and area with good communication skills – local hire
Min. 5 years in sales and documentation of loans of which at least 3-4 years in secured loans,or loan against property in an Bank. Mixed experience of Sales + Credit is acceptable, but should be predominantly in sales
Drive this business in the respective cluster.
Responsible for overall growth and success of the business in the cluster.
Oversees the performance of the MSE portfolio of his/her cluster in terms of growth (amount and client base) and productivity of relationship officers by guiding them and carrying out constructive reviews of their performance.
Guides the relationship officers in carrying out marketing and sales activity, customer appraisals and proposal preparation.
Maintains relationship with high value MSE customers to maximize value and get referrals
Exercises control and carries out recovery of loans in his/her cluster, carries out risk assessment and recovery strategies
Salary: Not Disclosed by Recruiter

Industry:Banking / Financial Services / Broking

Functional Area:Sales, Retail, Business Development

Role Category:Retail Sales

Role:Sales/Business Development Manager

Employment Type:Full Time, Permanent

Key Skills
Cluster Management
Desired Candidate Profile
Please refer to the Job description above
Company Profile
Ujjivan Small Finance Bank limited

Ujjivan Small Finance Bank Limited is a mass-market focused small finance bank in India, catering to financially unserved and underserved segments and committed to building financial inclusion in the country. Our Promoter, Ujjivan Financial Services Limited (UFSL) commenced operations as an NBFC in 2005 with the mission to provide a full range of financial services to the ‘economically active poor’ who were not adequately served by financial institutions. On October 7, 2015, UFSL received RBI In-Principle Approval to set up a Small Finance Bank(SFB), following which it incorporated Ujjivan Small Finance Bank Limited as a wholly-owned subsidiary. UFSL, subsequent to obtaining RBI Final Approval on November 11, 2016 to establish and carry on business as an SFB, transferred its business undertaking comprising of its lending and financing business to our Bank, which commenced its operations from February 1, 2017. We are a ‘scheduled bank’ included in the Second Schedule to the Reserve Bank of India Act, 1934 Ujjivan Small Finance Bank has a diversified portfolio with branches spread across 24 states and union territories and a customer base of 4.72 million as of June 30, 2019. Apart from the network of branches, ATMs and Automated Cash Recyclers, we have a phone banking unit that services customers in eleven languages, a mobile banking application that is accessible in five languages as well as internet banking facility for individual and corporate customers. Our focus is to use technology as an enabler for our customers that allows us to customize and deliver products and services to suit their needs.